Who We Are

At Ambika analytics, we help small retail investors grow wealth faster through smart, accelerated indexing.

Core Strategic Principle: Low cost, solid performing and optimal risk based accelerated investing strategy to reduce wealth (equity) inequality and make the world a better place.

Over the past century the U.S. equity market has provided the best CAGR for investors. The U.S. equity market has outperformed all other types of available investments over the past century but the ownership of the U.S. equities market is not very equal.

AAPIS provides systematic risk adjusted optimal passive benchmark accelerated index to periodically accelerate and positively boost your CAGR by increasing the exposure and ownership of US equities (e.g S&P 500) only when having higher exposure is rewarded handsomely by equities markets during long term low volatility conditions. AAPIS is designed to accelerate and positively boost the CAGR for small retail investors who have limited amount of money to invest.

Please note that AAPIS is designed for tax deferred account (401k/IRA/HSA etc).

Problem statement

• U.S. equity ownership is highly unequal (as of October 2024):

  • ~62% of adults own equities.

  • Top 1% hold ~50% of equities.

  • Top 10% control ~93%.

  • Bottom 90% combined own only ~7%.

• Retail investors lack capital and advanced strategies, limiting long‑term wealth growth.

Solution: Accelerated Indexing

• Accelerated Indexing (AI): Systematic, risk‑managed approach to U.S. equities (e.g., S&P 500).

• Boosts CAGR: Increases exposure only during favorable conditions (low volatility, high reward).

• Low‑cost and passive: Simple, efficient, accessible for everyday investors.

• Tax‑deferred focus: Designed for accounts like 401(k), IRA, HSA.

Benefits

• Empowers small investors with disciplined growth.

• Risk‑adjusted exposure avoids unnecessary downside.

• Democratizes equity ownership, narrowing inequality.

• Maximizes compounding through tax‑efficient accounts.

Opportunity

• U.S. equities: historically strongest CAGR among asset classes.

• Millions of underserved retail investors seeking better strategies.

• Social impact: aligns financial growth with reducing inequality.

• Scalable framework with potential global adaptation.

Implementation

• Easy to follow signals.

• Accounts: 401(k), IRA, HSA.

• Mechanics: Passive benchmark indexing + periodic acceleration.

• Accessible design for broad adoption.

Vision

• Increase broad equity exposure (e.g. S&P 500) via AAPIS(AI) accelerated indexing based periodic acceleration.

• Reduce equity ownership inequality by empowering investors to increase their exposure systematically.

• AAPIS is more than an investment strategy: it’s a mission to empower small investors, reduce wealth inequality, and build a fairer financial future.

Our Mission

Empower small retail investors with discipline for:

1) Low cost

2) Optimal risk

3) Solid performance.

4) Consistent, steady and fast growth.

5) Investing with a mission to reduce inequality.